Sunday, 7 December 2014

bUsiness wOrLd definitions...........


This is a collection of the key terminologies and concepts used in modern business. If you have a comfortable grasp over these, you will definitely fare well in GK, Group Discussions, and Personal Interviews.
ABSOLUTE MONOPOLY: The exclusive control of the output of a  commodity or service, for which no substitute is available, creating anunfair advantage for the producer who can charge exorbitant premiums, render poor services and still exploit the hapless consumers. An advantage of a free market economy is the creation of competition with lower chances of absolute monopolies getting a stronghold.
ACCOUNTING PERIOD The period of time covered by business, financial  and management accounts. Financial accounts are generally prepared once or twice in an year, but the interval for management accounts must be much shorter in order to ensure adequate management control over the regular operations.
ACCUMULATED PROFIT: Profit which is not paid as dividend (to the  shareholder) but is carried into the accounts of the following year.
ACQUISITION: Big fish eating little fish; one company taking over controlling interest in another company. High prices are often paid to acquire shares of the target company.
ACTIVE MARKET A market in which there is a lot of buying and selling. It generally indicates investor confidence and high liquidity conditions. The market could be of stocks, metals, grains, etc.
ACTIVE PARTNER A part-owner in a business partnership who is actively involved in the normal working operations of the business. Also called general partner. One who doesn't participate is a Sleeping partner.
ACTIVE SHARES Shares in which there are frequent and day today dealings, as distinguished from partly active shares in which dealings are not so frequent. Most shares of leading companies would be active, particularly those which are sensitive to economic and political events and are, therefore, subject to sudden price movements.

ADMINISTERED PRICE: A price not set by the forces of demand and supply but by some authority like the government or a regulatory authority.
AFFIDAVIT A sworn statement made before a commissioner of oaths. It is sometimes needed by a company when a deed of transfer is signed by power of attorney.
AGGRIGATE DEMAND: The total demand for goods and services in an economy during a specific period. Also known as effective demand.
AMALGAMATION The combining of all or some of the assets and liabilities of two or more businesses into a single organization.
AMORTIZATION The gradual extinction of a debt or liability by means of periodic repayment or redemption, usually through the operation of a sinking fund.
AMERICAN DEPOSITORY RECEIPTS Public offerings by non-US companies in the US are called American Depository Receipts, (ADR). ADRs can be listed and traded in a US¬ based stock exchange. ADRs also help the US-based and other foreign investors to have the twin benefits of having shareholding in a high growth Indian company and the convenience of trading in a highly liquid and well-known stock market.
ANNUAL DEPRECIATION The reduction in book value of an asset at a certain % rate per annum.

ANNUITY A type of pension in which an insurance company pays an annual income in return for a lump sum payment.

APPLIED ECONOMICS A branch of economics which relates the principles of economic theory and the techniques of economic analysis to the practical problems of business, government, etc.
APPRECIATION An increase in the value of an asset over its purchase price or book value.
APPROPRIATION BILL: A bill introduced in the Parliament together with the budget seeking the approval of the House to permit expenditure fromthe Consolidated Fund of India. .
ARBITRAGE: The practice of taking advantage of price differences in two markets.

ReVoLuTiOnS............


1.White Revolution (In India: Operation Flood) – Milk/Dairy production
2. Black Revolution – Petroleum Production
3. Green Revolution – Food grains
4. Blue Revolution – Fish Production
5. Golden Fiber Revolution – Jute Production
6. Golden Revolution – Fruits/Overall Horticulture development /
Honey Production
7. Grey Revolution – Fertilizer

8. Pink Revolution – Onion production/Pharmaceutical (India) /
Prawn production
9. Red Revolution – Meat & Tomato Production
10. Round Revolution – Potato
11. Silver Fiber Revolution – Cotton
12. Silver Revolution – Egg/Poultry Production

SHOrT CutS Keys fOR cOMPuTeR .......


Keyboard Shortcuts (Microsoft Windows)
1. CTRL+C (Copy)
2. CTRL+X (Cut)
... 3. CTRL+V (Paste)
4. CTRL+Z (Undo)
5. DELETE (Delete)
6. SHIFT+DELETE (Delete the selected item permanently without placing the item in the Recycle Bin)
7. CTRL while dragging an item (Copy the selected item)
8. CTRL+SHIFT while dragging an item (Create a shortcut to the selected item)
9. F2 key (Rename the selected item)
10. CTRL+RIGHT ARROW (Move the insertion point to the beginning of the next word)
11. CTRL+LEFT ARROW (Move the insertion point to the beginning of the previous word)
12. CTRL+DOWN ARROW (Move the insertion point to the beginning of the next paragraph)
13. CTRL+UP ARROW (Move the insertion point to the beginning of the previous paragraph)
14. CTRL+SHIFT with any of the arrow keys (Highlight a block of text)
SHIFT with any of the arrow keys (Select more than one item in a window or on the desktop, or select text in a document)
15. CTRL+A (Select all)
16. F3 key (Search for a file or a folder)
17. ALT+ENTER (View the properties for the selected item)
18. ALT+F4 (Close the active item, or quit the active program)
19. ALT+ENTER (Display the properties of the selected object)
20. ALT+SPACEBAR (Open the shortcut menu for the active window)
21. CTRL+F4 (Close the active document in programs that enable you to have multiple documents opensimultaneously)
22. ALT+TAB (Switch between the open items)
23. ALT+ESC (Cycle through items in the order that they had been opened)
24. F6 key (Cycle through the screen elements in a window or on the desktop)
25. F4 key (Display the Address bar list in My Computer or Windows Explorer)
26. SHIFT+F10 (Display the shortcut menu for the selected item)
27. ALT+SPACEBAR (Display the System menu for the active window)
28. CTRL+ESC (Display the Start menu)
29. ALT+Underlined letter in a menu name (Display the corresponding menu) Underlined letter in a command name on an open menu (Perform the corresponding command)
30. F10 key (Activate the menu bar in the active program)
31. RIGHT ARROW (Open the next menu to the right, or open a submenu)
32. LEFT ARROW (Open the next menu to the left, or close a submenu)
33. F5 key (Update the active window)
34. BACKSPACE (View the folder onelevel up in My Computer or Windows Explorer)
35. ESC (Cancel the current task)
36. SHIFT when you insert a CD-ROMinto the CD-ROM drive (Prevent the CD-ROM from automatically playing)

Dialog Box - Keyboard Shortcuts
1. CTRL+TAB (Move forward through the tabs)
2. CTRL+SHIFT+TAB (Move backward through the tabs)
3. TAB (Move forward through the options)
4. SHIFT+TAB (Move backward through the options)
5. ALT+Underlined letter (Perform the corresponding command or select the corresponding option)
6. ENTER (Perform the command for the active option or button)
7. SPACEBAR (Select or clear the check box if the active option is a check box)
8. Arrow keys (Select a button if the active option is a group of option buttons)
9. F1 key (Display Help)
10. F4 key (Display the items in the active list)
11. BACKSPACE (Open a folder one level up if a folder is selected in the Save As or Open dialog box)

Microsoft Natural Keyboard Shortcuts
1. Windows Logo (Display or hide the Start menu)
2. Windows Logo+BREAK (Display the System Properties dialog box)
3. Windows Logo+D (Display the desktop)
4. Windows Logo+M (Minimize all of the windows)
5. Windows Logo+SHIFT+M (Restorethe minimized windows)
6. Windows Logo+E (Open My Computer)
7. Windows Logo+F (Search for a file or a folder)
8. CTRL+Windows Logo+F (Search for computers)
9. Windows Logo+F1 (Display Windows Help)
10. Windows Logo+ L (Lock the keyboard)
11. Windows Logo+R (Open the Run dialog box)
12. Windows Logo+U (Open Utility Manager)
13. Accessibility Keyboard Shortcuts
14. Right SHIFT for eight seconds (Switch FilterKeys either on or off)
15. Left ALT+left SHIFT+PRINT SCREEN (Switch High Contrast either on or off)
16. Left ALT+left SHIFT+NUM LOCK (Switch the MouseKeys either on or off)
17. SHIFT five times (Switch the StickyKeys either on or off)
18. NUM LOCK for five seconds (Switch the ToggleKeys either on or off)
19. Windows Logo +U (Open Utility Manager)
20. Windows Explorer Keyboard Shortcuts
21. END (Display the bottom of the active window)
22. HOME (Display the top of the active window)
23. NUM LOCK+Asterisk sign (*) (Display all of the subfolders that are under the selected folder)
24. NUM LOCK+Plus sign (+) (Display the contents of the selected folder)

MMC Console keyboard shortcuts

1. SHIFT+F10 (Display the Action shortcut menu for the selected item)
2. F1 key (Open the Help topic, if any, for the selected item)
3. F5 key (Update the content of all console windows)
4. CTRL+F10 (Maximize the active console window)
5. CTRL+F5 (Restore the active console window)
6. ALT+ENTER (Display the Properties dialog box, if any, for theselected item)
7. F2 key (Rename the selected item)
8. CTRL+F4 (Close the active console window. When a console has only one console window, this shortcut closes the console)

Remote Desktop Connection Navigation
1. CTRL+ALT+END (Open the Microsoft Windows NT Security dialog box)
2. ALT+PAGE UP (Switch between programs from left to right)
3. ALT+PAGE DOWN (Switch between programs from right to left)
4. ALT+INSERT (Cycle through the programs in most recently used order)
5. ALT+HOME (Display the Start menu)
6. CTRL+ALT+BREAK (Switch the client computer between a window and a full screen)
7. ALT+DELETE (Display the Windows menu)
8. CTRL+ALT+Minus sign (-) (Place a snapshot of the active window in the client on the Terminal server clipboard and provide the same functionality as pressing PRINT SCREEN on a local computer.)
9. CTRL+ALT+Plus sign (+) (Place asnapshot of the entire client window area on the Terminal server clipboardand provide the same functionality aspressing ALT+PRINT SCREEN on a local computer.)


Microsoft Internet Explorer Keyboard Shortcuts
1. CTRL+B (Open the Organize Favorites dialog box)
2. CTRL+E (Open the Search bar)
3. CTRL+F (Start the Find utility)
4. CTRL+H (Open the History bar)
5. CTRL+I (Open the Favorites bar)
6. CTRL+L (Open the Open dialog box)
7. CTRL+N (Start another instance of the browser with the same Web address)
8. CTRL+O (Open the Open dialog box,the same as CTRL+L)
9. CTRL+P (Open the Print dialog box)
10. CTRL+R (Update the current Web page)
11. CTRL+W (Close the current window)

PEoPle WhO GoT ThE Degree OF fAtHeR..............


1.Father of Ayurveda – Dhanwantari
2. Father of Surgery – Sushruta
3. Father of the Green Revolution – Norman Ernest Borlaug
4. Father of Green Revolution in India – M.S Swaminathan
5. Father of the Indian Constitution – Dr. B.R. Ambedkar
6. Father of Western Medicine – Hippocrates
7. Father of Internet – Vint Cerf
8. Father of Mobile Phone – Martin Cooper
9. Father of Geometry – Euclid of Alexandria
10. Father of Laptop – Bill Moggridge
11. Father of Genetics – Gregor Mendel
12. Father of Biology – Aristotle
13. Father of Evolution – Charles Darwin
14. Father of Microbiology – Antonie van Leeuwenhoek
15. Father of Nuclear Chemistry – Otto Hahn
16. Father of Periodic Table – Dmitri Mendeleev
17. Father of modern Medicine – Hippocrates
18. Father of Modern Physics – Galileo Galilei
19. Father of Modern Astronomy – Nicolaus Copernicus
20. Father of Nuclear Physics – Ernest Rutherford
21. Father of Nuclear Science – Marie Curie and Pierre Curie
22. Father of Computer Science -George Boole and Alan Turing
23. Father of modern Olympic – Pierre De Coubertin
24. Father of Numbers – Pythagoras
25. Father of Botany – Theophrastus
26. Father of Electricity – Benjamin Franklin
27. Father of Electonics – Michael Faraday
28. Father of Television – Vladimir K. Zworykin
29. Father of Telephone – Alexander Graham Bell
30. Father of Microscopy – Antonie Philips van Leeuwenhoek
31. Father of Psychology – Sigmund Freud
32. Father of Plastic Surgery – Sir Harold Gillies
33. Father of the American Constitution – James Madison

a few fAcTs To MeMoRiSe...............


1. Paper money was first used in China over 1000 years ago.
2. The first “rupee” was first introduced by Sher Shah Suri. It was based on a ratio of 40 copper pieces (paisa) per rupee.
3. Udaya K Dharmalingam is the designer of the Indian rupee Symbol, which was adopted by the Government of India in 2010.Indian Rupee
4. From 1953, Hindi was displayed prominently on the new notes.
5. The Government of India took over the issue of banknotes in 1861 from the Private and Presidency Banks.
6. The first series of coins with the Indian rupee symbol was launched on 8 July, 2011
7. The first 1000Rs Note was introduced in 2000.
8. The first 20Rs and 5Rs note was introduced in 2001.

9. Decimalization started in 1957 and the rupee was dividedinto 100 Naye Paise.
10. Total 15 Languages (Apart from English) are printed in Indian Rupee Note. They are Assamese, Bengali, Gujarati, Kannada, Kashmiri, Konkani, Malayalam, Marathi, Nepali, Oriya, Panjabi, Sanskrit, Tamil, Telugu and Urdu.
11. In India, the first paper banknote was published byBank of Hindustan in 1770.
12. The current Mahatma Gandhi series of banknotes stared from 1996 with new series of 10Rs notes.
13. Indian coins are produced in 4 cities: Delhi, Mumbai, Hyderabad, Kolkata. The coins produce from each city puts an identification mark under the year of issue. Coins produced in Delhi have a dot mark, Mumbai have diamond mark, Hyderabadhave star mark and coin produce from Kolkata have nothing  beneath the year.
14. Credit cards were first used in the United States in the 1920’s

ImPorTaNt CuRrEnCies..................


UK ‐‐ Pound
USA ‐‐‐ Dollar
China ‐‐‐ Yuan
Japan ‐‐‐ Yen
France ‐‐‐ Euro
Germany ‐‐‐ Euro
Italy ---- Lira
Russia ‐‐‐‐ Ruble
Canada ‐‐‐‐ Dollar
x...........x............x...........x

Bangladesh‐‐‐ Taka
Bhutan ‐‐‐‐ Ngultrum
Nepal ‐‐‐ Rupee
Pakistan ‐‐ Rupee
Sri Lanka ‐‐ Rupee
Maldives ‐‐‐ Rufiyaa

x...........x............x...........x

Argentina ‐‐ Peso
Australia ‐‐‐ Dollar
Austria ‐‐‐‐ Euro
Brazil ‐‐‐ Real
Chile ‐‐‐‐ Peso
Cuba ‐‐‐ Peso
Denmark ‐‐‐ Krone

Egypt ‐‐‐ Pound
Hong Kong ‐‐‐ Dollar
Indonesia ‐‐‐ Rupiah
Iran ‐‐‐ Rial
Iraq ‐‐‐ Dinar
Lithuania ‐‐‐ Euro
Malaysia ‐‐‐ Ringgit
Mexico ‐‐‐ Peso
Netherlands ‐‐ Euro
Norway ‐‐ Krone
North Korea ‐‐ Won
Philippines ‐‐‐ Peso
Portugal ‐‐‐‐ Euro
Qatar ‐‐‐‐ Riyal
Saudi Arabia ‐‐ Riyal
Singapore ‐‐ Dollar
South Africa ‐‐ Rand
South Korea ‐‐ Won
Switzerland ‐ Franc
Syria ‐‐‐ Pound
Thailand ‐‐‐ Baht
Turkey ‐‐‐ Lira
Ukraine ‐‐‐ Hryvnia
UAE ‐‐ Dirham
Vatican ‐‐‐ Euro
Zimbabwe ‐‐ Dollar

mix G.k...................

1. Which of the following is NOT considered a part of time and demand liabilities of the banks for the purpose of cash reserve ratio CRR)?
1) Paid-up capital 2) Fixed deposit 3) Savings deposit 4) Recurring deposit 5) NOT 
Ans.) 1

#2. Name the Earth-sized planet discovered by the US space agency NASA which is 490 light-years away and may sustain life?
1) Kepler-10b 2) Kepler-11c 3) Kepler-11f 4) Kepler-186f 5) Kepler-187b 
Ans.) 4

# 3. Who among the following has won the Miss India 2014 crown at the 51st edition of the beauty pageant? Miss India or Femina Miss is a national beauty pageant in India organised by Femina, a
women’s magazine.
1) Irshikaa Mehrotra 2) Navneet Kaur Dhillion 3) Gail Da’Silva 4) Koyal Rana 5) Jhataleka Malhotra 
Ans.) 4

#4. The two-day World Green Economy Summit (WGES) 2014, a global effort to combat climate change, was held at which of the following places recently?
1) Dubai 2) Doha 3) Kuala Lumpur 4) Jakarta 5) Manama 
Ans.) 1

#5. Which of the following teams has won the inaugural I-League football championships recently?
1) Dempo Sports Club 2) Bengaluru FC 3) Mohun Bagan 4) Mohammedan SC 5) Churchill Brothers Ans.) 2

#6. . Expand the term SEDF.
1) Small Enterprise Development Fund 2) Small Establishment Development Fund
3) Small Enterprise Departmental Fund 4) Small Enterprise Dedicated Fund
5) Small Enterprise Development Forum
Ans.) 1


#7. . The Full Election Commission comprises Chief Election Commissioner and two Commissioners. At present, VS Sampath is the CEC while the two Commissioners are
1) HS Brahma and SY Quraishi 2) Nasim Zaidi and SY Quraishi 3) Nasim Zaidi and HS Brahma 4) HS Brahma and KG Balakrishnan 5) NOT 
Ans.) 3

#8. NASA's robotic explorer LADEE’s annihilation occurred as planned recently. This explorer was sent to which of the following celestial bodies? 1) Mars 2) Moon 3) Titan 4) Venus 5) NOT 
Ans.) 2

#9. Who among the following has won the 2014 Asian award for outstanding achievement in sports presented in London recently?
1) Shikhar Dhawan 2) Rohit Sharma 3) Yuvraj Singh 4) MS Dhoni 5) Virat Kohli 
Ans.) 4

#10. Who among the following has won the inaugural 10,000 $ Richmond Open squash championship title held in the United States recently?
1) Rachael Grinham 2) Dipika Pallikal 3) Joshana Chinappa 4) Annie Au 5) Delia Arnold 
Ans.) 3

#11. As per the latest data available with SEBI, investors pumped in
a total of nearly _______ in various mutual fund schemes during the
2013-14 financial year.
1) Rs 45,000 cr 2) Rs 48,000 cr 3) Rs 51,000 cr 4) Rs 54,000 cr 5) Rs 60,000 cr 
Ans.) 4

# 12. Cash turnover on the nation's three stock exchanges rose 2.59 % to Rs 33.41 lakh cr in 2013-14 from a year earlier. Which of the following are the three full-fledged bourses?
1) NSE, DSE and CSE 2) NSE, BSE and MCX-SX 3) NSE, BSE and DSE 4) NSE, BSE and CSE 5) NOT Ans.) 2

#13. What is SpaceX? It was in news recently.
1) An international Space Station 2) A mysterious alien vehicle. 3) A private space agency based in California. 4) A newly discovered earth-like planet. 5) NOT 
Ans.) 3

#14. The Supreme Court allowed iron ore mining in Goa, lifting a ban imposed about 18 months ago, but placed a cap of_____on annual production from these mines.
1) 10 million tonnes 2) 15 million tonnes 3) 20 million tonnes 4) 25 million tonnes 5) 30 million tonnes Ans.) 3

#15. Who is the author of the book titled ‘India at Turning Point: The Road to Good Governance’?
1) Ram Jethmalani 2) Pradip Krishen 3) Sl Bhyrappa 4) TSR Subramanian 5) Anita Nair 
Ans.) 4

#16. In the private sector banks, increasing foreign shareholding beyond 49 per cent, up to 74 per cent, needs the approval of which of the following?
1) RBI 2) FIPB 3) IBA 4) Both the RBI and FIPB 5) None of the above 
Ans.) 4

#17. Earth Day is celebrated on
1) 21 Apr 2) 22 Apr 3) 23 Apr 4) 24 Apr 5) 25 Apr 
Ans.) 2

#18. Which of the following countries has become Africa's biggest economy recently?
1) South Africa 2) Nigeria 3) Cameroon 4) Ghana 5) Central African Republic
 Ans.) 2

#19. The instruments issued by registered foreign institutional investors (FIIs) to investors abroad who wish to invest in the Indian stock markets but without registering themselves with the market regulator, the Securities and Exchange Board of India (SEBI), is called
1) Preferential share 2) Rights issue 3) Commercial paper 4) P-Notes 5) NOT
 Ans.) 4

#20. Retirement fund body EPFO has decided to facilitate all payments to its beneficiaries through electronic mode from Sep 2014 including employers having bank account in any bank being able to pay PF dues online. Till now, employers having bank account in_____ can pay PF dues online.
1) Bank of India 2) SBI 3) Central Bank of India 4) PNB 5) Canara Bank 
Ans.) 2

#21. In spite of accepting deposits and giving loans, the operation of ' which of the following entities do not come under the purview of the RBI as of now?
1) Regional Rural Banks 2) Cooperative credit societies 3) Payment banks 4) Non-Banking Finance Companies 5) Development banks
 Ans.) 2

#22. The Supreme Court rapped the central govt for not disclosing information about names and bank account details of eighteen Indians who had stashed their wealth in the LGT bank of Liechtenstein  received from ________govt.
1) US 2) Swiss 3) German 4) Austrian 5) Mauritius
Ans.) 3

#23. Which of the following global pharma majors has agreed to acquire Glaxo SmithKline’s cancer drugs vaccines business?
1) Ranbaxy 2) Reckitt Benckiser 3) Cipla 4) Novartis 5) NOT 
Ans.) 4

#24. Under deficit financing, which is a way of funding of spending by borrowing, the govt borrows from which of the following sources?
1) World Bank 2) IMF 3) RBI 4) Gold loan providers 5) NOT 
Ans.) 3

#25. Men’s hockey World Cup 2014 was held in ………
1) Hague 2) Rio de Janeiro 3) Perth 4) Seoul 5) Wellington 
Ans.) 1'


#26. What is Palcohol? This consumable item made news recently as it has been approved in the US and may be available to customers later this year.
1) A tea variety with high nicotine content 2) A milk product with alcohol content
3) Dry alcohol specially for children 4) Powdered alcohol 5) NOT 
Ans.) 4

#27. The Govt of India has authorised the Reserve Bank of India (RBI) to issue debt instruments up to a ceiling of _______under the market stabilisation scheme (MSS) for the fiscal 2014-15.
1) Rs 20,000 cr 2) Rs 30,000 cr 3) Rs 40,000 cr 4) Rs 50,000 cr 5) Rs 60,000 cr 
 Ans.) 4

#28. Which of the following states is the largest milk producing state in India as of now?
1) Uttar Pradesh 2) Andhra Pradesh 3) Rajasthan 4) Gujarat 5) Punjab
 Ans.) 1

#29. Which of the following countries expanded its army footprint for first time in 40 years to Yonaguni islands recently?
1) South Korea 2) North Korea 3) Japan 4) China 5) Philippines 
Ans.) 3

# 30. Which of the following state capitals in the northeast region has became the 2nd state capital after Dispur, to be put on Rail Map of India as the first passenger train arrived here recently?
1) Aizawl 2) Shillong 3) Kohima 4) Agartala 5) Itanagar
Ans.) 5

#31. In which of the following countries President Paul Kagame lit a torch which will burn for 100 days, the length of time a shameful genocide lasted in the country in 1994 in which at least 8 lakh people were killed?
1) Angola 2) Rwanda 3) Zambia 4) Nigeria 5) Tanzania
Ans.) 2

#32. Which of the following car models has been named 2014 world car of the year?
1) Audi A6 2) Audi A3 3) BMW 3 Series 4) Mercedes B Class 5) Volvo S60 
Ans.) 2

#33. Which of the following is the top export destination for India's mangoes accounting for over 61 % share in total exports?
1) Saudi Arabia 2) UK 3) UAE 4) US 5) France
 Ans.) 3

#34. The National Human Rights Commission (NHRC) has sought a report from the health ministry on the action taken to stop the use of which of the following chemicals for the artificial ripening of fruit
recently?
1) Acetylene 2) Benzene 3) Calcium carbide 4) Ethylene 5) NOT 
Ans.) 3

#35. With a view to improving the aesthetic ambience along stations, the Railways plans to start a pilot project ‘Green Curtains’ at major tourist destinations. Which of the following stations will receiver Green Curtains first?
1) Jaipur 2) Agra 3) New Delhi 4) Both 1) and 2) 5) All of these
Ans.) 4

#36. The annual blood donation drive organized of which of the following private sector banks in India in Dec 2013 has been recognized as the largest effort of its kind across the globe and has set a Guinness World Record?
1) ICICI 2) HDFC 3) Axis bank 4) Kotak Mahindra 5) Federal bank 
Ans.) 2 

#37. Which of the following countries have agreed to join hands on an initiative for Kanchenjunga trans-boundary landscape to address biodiversity conservation in a sustainable way in the Himalayan region?
1) India, China and Bhutan 2) India, Nepal and Bangladesh 3) India, Nepal and Bhutan 4) China, Nepal and Bhutan 5) NOT 
Ans.) 3

#38. India is the world's ninth biggest military spender in the world as of now. Which of the following countries is the largest spender?
1) Russia 2) China 3) US 4) Japan 5) Germany
 Ans.) 3

#39. The issue of fresh securities by an unlisted company for the first time is called
1) Exchange Traded Fund 2) Initial Public Offering 3) Rights issue 4) Follow-on Public Offering
5) NOT
Ans.) 2

#40. After remaining 10 years in orbit, which of the following communication satellites of India retired recently?
1) GSAT-14 2) INSAT-3E 3) IRNSS-1B 4) GSAT-16 5) NOT 
Ans.) 2

#41. The prestigious magazine Wisden has chosen which of the following among its five cricketers of the year recently?
1) Shikhar Dhawan 2) Suresh Raina 3) Virat Kohli 4) Ravindra Jadeja 5) Rohit Sharma
 Ans.) 1


# 42. The Asian Squash Federation adjudged who among the following as the Outstanding Asian Men's Player of the Year 2013 recently?
1) Mahesh Mangaonkar 2) Omar Mosaad 3) Harinderpal Sandhu 4) Saurav Ghosal 5) Tarek Momen Ans.) 4

# 43. . Who among the following has won the 2014 Asian award for outstanding achievement in sports presented in London recently?
1) Shikhar Dhawan 2) Rohit Sharma 3) Yuvraj Singh 4) MS Dhoni 5) Virat Kohli 
Ans.) 4

#44. The World Bank has announced that it is increasing its lending capacity to developing countries such as China, India and Brazil. The Bank would increase its annual lending to these middle-income
countries to as much as _________over the next decade.
1) USD 15 bn 2) USD 18 bn 3) USD 22 bn 4) USD 25 bn 5) USD 28 bn
 Ans.) 5

#45. According to the latest National Sample Survey data, which of the following states topped in creation of new jobs in the manufacturing sector among all states during the six years
between 2004 and 2011?
1) West Bengal 2) Gujarat 3) Maharashtra 4) Madhya Pradesh 5) Tamil Nadu
Ans.) 1

#46. The Director General of Civil Aviation (DGCA) amended the rule to allow which of the following in all phases of flight but on a non-transmitting or flight mode? Now, flyers can turn on their ___________on flight mode.
1) laptops 2) tablets 3) cellphones 4) Only 1) and 2) 5) All 1), 2) and 3) 
Ans.) 5

#47. ‘Connecting People’ is the tagline of which of the following mobile brands ?
1) LG 2) Samsung 3) HTC 4) Nokia 5) Motorola
Ans.) 4

#48. Expressing deep concern at continued Russia-backed efforts to destabilise eastern Ukraine, leaders of the G-7 countries have decided to impose additional sanctions on Moscow. Which of the following countries does not come in G-7 grouping?
1) Japan 2) Italy 3) Canada 4) South Korea 5) France 
Ans.) 4

# 49. Who among the following has won the World Women's Senior Snooker Championship 2014 recently?
1) Umadevi Nagraj 2) Alena Asmolava 3) Maureen Rowland 4) Reanne Evan 5) Chitra Magimairaj 
Ans.) 5

# 50. The Reserve Bank of India (RBI) has taken upon itself the task of investigating bank frauds. The central bank will conduct an independent forensic audit of corporates declared fraudulent by banks that have borrowed more than
1) Rs 500 cr 2) Rs 1,000 cr 3) Rs 1,500 cr4) Rs 2,000 cr 5) Rs 2,500 cr 
Ans.) 2

FACTS ABOUT huMan bOdY...................


1.Which is the largest gland of human body?
Answer :- Liver
2. What is the average period of human pregnancy?
Answer :- 36 – 38 weeks
3. What present in blood helps in the transportation of oxygen?
Answer :- Hemoglobin
4. What carries hormones to different parts of body?
Answer :- blood
5. Which disease is also known as ‘Christmas Disease’?
Answer :- Hemophilia

6. Which blood group is known as ‘Universal Donor’?
Answer :- O group
7. Which blood group is ‘Universal recipient’?
Answer :- AB group
8. Which is the only vein in the human body that carries pure blood?
Answer :- Pulmonary vein
9. Who invented Electro Cardio Gram (ECG) ?
Answer :- Wilhelm Eithovan
10. What is the pH value of blood?
Answer :- 7.4

a FeW fULL fORMs oF coMPuTER...............


* HTTP - Hyper Text Transfer Protocol.
* HTTPS - Hyper Text Transfer Protocol Secure.
* IP - Internet Protocol.
* URL - Uniform Resource Locator.
* USB - Universal Serial Bus.
* VIRUS - Vital Information Resource Under Seized.
* 3G - 3rd Generation.
* GSM - Global System for Mobile Communication.
* CDMA - Code Divison Multiple Access.
* UMTS - Universal Mobile Telecommunication System.
* SIM - Subscriber Identity Module.
* AVI = Audio Video Interleave
* RTS = Real Time Streaming
* SIS = Symbian OS Installer File
* AMR = Adaptive Multi-Rate Codec
* JAD = Java Application Descriptor
* JAR = Java Archive

* JAD = Java Application Descriptor
* 3GPP = 3rd Generation Partnership Project
* 3GP = 3rd Generation Project
* MP3 = MPEG player lll
* MP4 = MPEG-4 video file
* AAC = Advanced Audio Coding
* GIF = Graphic InterchangeableFormat
* JPEG = Joint Photographic ExpertGroup
* BMP = Bitmap
* SWF = Shock Wave Flash
* WMV = Windows Media Video
* WMA = Windows Media Audio
* WAV = Waveform Audio
* PNG = Portable Network Graphics
* DOC = Document (Microsoft Corporation)
* PDF = Portable Document Format
* M3G = Mobile 3D Graphics
* M4A = MPEG-4 Audio File
* NTH = Nokia Theme (series 40)
* THM = Themes (Sony Ericsson)
* MMF = Synthetic Music Mobile Application File
* NRT = Nokia Ringtone
* XMF = Extensible Music File
* WBMP = Wireless Bitmap Image
* DVX = DivX Video
* HTML = Hyper Text Markup Language
* WML = Wireless Markup Language
* CD - Compact Disk.
* DVD - Digital Versatile Disk.
* CRT - Cathode Ray Tube.
* DAT - Digital Audio Tape.
* DOS - Disk Operating System.
* GUI - Graphical User Interface.
* HTTP - Hyper Text Transfer Protocol.
* IP - Internet Protocol.
* ISP - Internet Service Provider.
* TCP - Transmission Control Protocol.
* UPS - UninterruptiblePower Supply.
* HSDPA - High Speed Downlink Packet Access.
* EDGE - Enhanced Data Rate for GSM [Global System for MobileCommunication] Evolution.
* VHF - Very High Frequency.
* UHF - Ultra High Frequency.
* GPRS - General Packet Radio Service.
* WAP - Wireless Application Protocol.
* TCP - Transmission Control Protocol .
* ARPANET - Advanced Research Project Agency Network.
* IBM - International Business Machines.
* HP - Hewlett Packard.
* AM/FM - Amplitude/ Frequency Modulation.
* WLAN - Wireless Local Area Network.